Loan Programs

We offer a wide range of financing solutions designed to meet the needs of individuals and businesses alike. Whether you’re seeking short-term funding, development capital, or a specialized loan product, our team works with you to find the program that best supports your goals.

Application Process

Our application process is simple, transparent, and efficient. From initial inquiry to final approval, we guide you through every step, making sure you understand your options and what’s required. With streamlined documentation and personalized support, getting started has never been easier.

Who We Serve

We proudly serve individuals, small businesses, and organizations looking for reliable financing solutions. Our clients come from a wide variety of industries and backgrounds, but they all share a common need: access to flexible capital that helps them grow and succeed.

Apply Now

Ready to take the next step? Our secure online application makes it easy to get started today. Submit your information in just a few minutes, and our lending team will review your request quickly so you can move forward with confidence.

A LENDER YOU CAN RELY ON

Sachem Capital is a Connecticut-based real estate finance company that specializes in originating, servicing, and managing a portfolio of first mortgage loans. We offer short-term (typically 12 to 36 months), secured, non-banking loans – sometimes referred to as “hard money” loans – to real estate investors to fund their acquisition, renovation, rehabilitation, development, and/or improvement of residential or commercial properties located primarily on the Eastern Seaboard of the United States.

Bridge Loan Programs

At Sachem Capital, we create value for our clients and shareholders by offering customized loan programs designed for investors, developers, and brokers. Our solutions encompass a diverse portfolio of real estate assets, tailored to meet the unique needs of each project.

Fix and Flip

Whether you’re just starting out or scaling your portfolio, Sachem delivers the funding you need to purchase, renovate, and resell with confidence and speed. We make financing simple, so you can focus on growing your profits and expanding your business.

New Construction

From simple homes to large developments, our flexible construction loans deliver the capital and support you need, fast and hassle-free. Sachem provides responsive service and reliable funding that keeps your project moving forward right on schedule.

Bridge - Value Add

We provide short-term bridge financing to help you acquire, renovate, and reposition investment properties quickly. Our team moves with speed and precision so you can unlock hidden potential and boost cash flow without delays.

Entitled Land Development

We deliver tailored financing to help you move from paper to project-site prep, infrastructure, and vertical construction. With Sachem’s capital and expertise, your development drives forward on time, on budget, and built to perform.

Distressed Acquisition

Distressed Asset with Upside? Move Fast and Win. Our acquisition loans deliver rapid capital, so you can confidently seize time-sensitive deals. With Sachem’s certainty and decisive execution, you act fast and unlock value.

Where We Lend

CT, MA, RI, NH, ME, PA, NJ, DE, VA, NC, SC, TN, GA & FL

NY (Westchester, Putnam & Dutchess Counties only)