Fix & Flip
Fix and Flip
• Speed & Flexibility
• Relationship-Driven Approach
• Experienced Leadership
• In-house Servicing and Construction Management
Fix and Flip
• Speed & Flexibility
• Relationship-Driven Approach
• Experienced Leadership
• In-house Servicing and Construction Management
Key Highlights
Speed & Flexibility
Move fast on your next project with quick approvals and funding. Our fix and flip loans help you purchase, renovate, and sell properties without delays.
Relationship-Driven Approach
We partner with investors to understand their strategy and goals. Every fix and flip loan is structured around your timeline and exit plan.
Experienced Leadership
With years of real estate lending and development experience, we know what it takes to finance renovations successfully. Our expertise ensures smooth fix and flip loan execution.
In-house Team
Our dedicated team manages every stage — from underwriting to draw requests — making your fix and flip loan process seamless and stress-free.
How Our Fix and Flip Loans Work
A fix and flip loan is short-term financing for buying a property, renovating it and selling it. The loan is secured by the real estate, and it is meant to last only as long as the project does.
Who it's for
These loans are designed for real estate investors who buy properties that need work. Our underwriting focuses on the property, the renovation plan and your experience with similar projects, not only on credit scores or income.
How it works
Tell us about the property, the purchase price, your renovation budget and what you expect it to sell for. If the project qualifies, we provide a term sheet. Renovation funds are released as work is completed, and our in-house team handles draw requests directly, so you aren’t waiting on a third party.
Planning your project
Good flips start with good numbers. Our articles on rules to follow when flipping a house and loan tips for fix and flip properties cover budgeting and financing. When you have a property in mind, start a borrower application.
What to know
- Loan amounts from $500,000 to $25 million
- Terms typically 12 to 36 months
- Most loans close in 30 to 45 days
- In most cases, no prepayment penalty
Program guidelines are in the tear sheet linked above and on our loan terms overview.
As a Connecticut-based lender, we fund flips across our service area, including hard money loans in Connecticut, Massachusetts and Westchester, Putnam and Dutchess counties in New York.