Entitled Land Development
Entitled Land Development
• Speed & Flexibility
• Relationship-Driven Approach
• Experienced Leadership
• In-house Servicing and Construction Management
Key Highlights
Acquisition & Refinance of Entitled Land
Financing available for the acquisition of entitled land as well as refinancing sponsors who have already purchased land using cash or short-term bridge capital. We will also fund land currently under contract that is securing approvals or rezoning, with proceeds released upon entitlement.
Built for Experienced Land Developers & Homebuilders
Designed for experienced sponsors, land developers, and homebuilders with a proven track record of acquiring, entitling, and developing land — including groups who prepare lots for sale to national or regional homebuilders.
Strategic Markets with Strong Growth Dynamics
Focused on high-growth and supply-constrained markets where demand supports residential or commercial land development and long-term value creation.
Bridge Capital Between Entitlement & Development
Flexible capital that bridges the gap between entitlement and horizontal/vertical development, enabling sponsors to control land, advance infrastructure plans, and prepare for construction financing or builder takeout.
How Our Entitled Land Development Loans Work
Entitled land is land that already has the approvals needed for its planned use. An entitled land development loan finances the work that turns that land into buildable lots or a construction-ready site.
Who it's for
We work with developers and builders who hold, or are acquiring, land with entitlements in place. We consider the approvals, the development budget, the value of the finished project and your experience with comparable developments.
How it works
Provide the location, the status of your approvals, the loan amount and your development plan. If the project qualifies, our in-house team prepares a term sheet. Funds for site work are released as the work is completed.
What comes next
Many developers move from land development straight into building. Our new construction loans finance that stage. If you have questions about how we work, see the FAQs or the application process, then apply online.
What to know
- Loan amounts from $500,000 to $25 million
- Terms typically 12 to 36 months
- Most loans close in 30 to 45 days
- In most cases, no prepayment penalty
The tear sheet above and our loan terms overview set out the program guidelines.
We lend on entitled land across our service area. See our local pages for Connecticut, Massachusetts and New York.