Distressed Acquisition
Distressed Acquisition
• Speed & Flexibility
• Relationship-Driven Approach
• Experienced Leadership
• In-house Servicing and Construction Management
Key Highlights
Distressed Acquisition & Development Opportunities
Bridge financing for the acquisition of distressed real estate and development projects across multiple asset classes, enabling sponsors to capitalize on discounted pricing and time-sensitive opportunities.
Experienced Sponsors with Aligned Capital
Built for seasoned sponsors with substantial equity investment and a well-defined business plan to reposition, develop, or stabilize the asset.
In-House Development Expertise & Holistic Perspective
With our own development team, we bring a deeper understanding of construction, entitlements, and project execution, allowing us to grasp a sponsor’s vision and recognize value in opportunities that others may overlook.
Speed, Flexibility & Value Creation Focus
Fast execution and flexible loan structures tailored to projects with strong upside potential through redevelopment, lease-up, entitlement work, or strategic recapitalization.
How Our Distressed Acquisition Loans Work
A distressed acquisition loan finances the purchase of real estate that is selling under pressure, such as a foreclosure or a property in poor condition. These opportunities often come with firm deadlines and properties a bank will not lend on.
Who it's for
These loans are for real estate investors, not for homeowners. We look at the property, the price, your plan for it and your experience with similar acquisitions.
How it works
Send us the property details, the purchase price, the loan amount and your plan, whether that is to renovate and sell, reposition and hold, or redevelop. If the deal qualifies, we provide a term sheet. Because distressed sales move on the seller’s schedule, it helps to contact us before you bid.
Before you buy
Distressed property carries extra risk, from hidden damage to title problems. Our guides on buying a foreclosure and finding and buying a foreclosed home explain what to check. If renovation is part of your plan, see our fix and flip loans, or start an application.
What to know
- Loan amounts from $500,000 to $25 million
- Terms typically 12 to 36 months
- Most loans close in 30 to 45 days, and some close sooner when all requirements are met
- In most cases, no prepayment penalty
See the tear sheet above and the loan terms overview for guidelines.
We finance distressed acquisitions throughout our service area, including Connecticut, where we are based, Massachusetts and New York.