John L. Villano has been our Chairman and Chief Executive Officer since our inception in 2010. Mr. Villano is responsible for overseeing all aspects of our business operations, including loan origination and servicing, investor relations, brand development and business development. He was previously engaged in the private practice of accounting and auditing for almost 30 years. Mr. Villano is a Certified Public Accountant and holds a Bachelor’s Degree in Accounting from the University of Rhode Island.